Drowning in Debt?
Get instant Debt Relief with Debt Rescue.
We can rescue you from financial stress!
Are you struggling with bad debt? You are not alone! 7 out of 10 Aussies have admitted to feeling financial stress at least once in their lives. But you don’t have to suffer through debt anymore – we have a number of proven debt relief strategies that can help you eliminate your debt and live debt-free!
Debt Rescue is an Australian owned and operated company offering a range of debt relief services to people struggling with bad debt.
Debt rescue offers a range of debt relief services.
Each person is unique and so is the reason for their debt. That’s why we offer a range of debt relief services. We can help people at every stage of debt, whether you owe $10,000 or $100,000:
- Part 9 Debt Agreements
- Informal Debt Agreements
- Repayment Arrangements
- Debt Consolidation
Don’t let your debts get out of control, we can help consolidate your debts into one, easy-to-manage repayment. With the help of our affiliate lending partner, we can bring all your debts together into one loan, leaving you with one set of interest and fees.
A Part 9 Debt Agreement is a way of reducing your debts, so they are affordable. It is a government legislated agreement outlining a new payment arrangement between you and your creditors. You only pay a fraction of each dollar owed.
Informal Agreements are new repayment arrangements for your debts which have been negotiated privately with your creditors. Informal Agreements can be used where you may not qualify for a Part 9 Debt Agreement.
Bankruptcy eliminates your debt and allows you to start fresh. It puts an end to harassing phone calls from your creditors and removes the stress and worry of finding money you don’t have to try to pay off your debt. It’s used as a last resort to get rid of debt.
Debt Consolidation is a way of combining your debts into one, easy-to-manage repayment. Debt Consolidation is usually done in conjunction with a mortgage refinance and you can use the equity in your home to pay out your unsecured debts. this leaves you with a single home loan repayment.
Often, people who are struggling with their debt repayments aren’t eligible for a refinance because their credit file has defaults and judgements. That’s why we work with a number of affiliate lending partners, specialising in loans for people with bad credit.
A Part 9 Debt Agreement is a government legislated agreement between you and your creditors. It allows us to negotiate with you creditors to slash your debt repayments. You will only end up paying a small percentage of each dollar you owe on your debt.
All interest and fees are frozen and the term of your debts is spread out over 5 years. A Part 9 Debt Agreement is an affordable way to repay your debts and reduce your financial stress.
An informal agreement is a legally binding agreement which has been negotiated privately with your creditors. It outlines a new repayment arrangement which is agreed on by you and you creditors and it makes your repayments more affordable.
An informal agreement is suitable for people who fall outside the criteria for a formal Part 9 Debt Agreement as well as people who are only facing temporary financial hardship and don’t want to tarnish their credit file.
When your debt becomes too much to handle, bankruptcy can help. It is reserved as the last resort for debt help in Australia as it comes with a number of regulations and restrictions which may impact on your life. However, bankruptcy eliminates your debts, so you can spend your money on your essential expenses rather than trying to repay your debt.
If you are worried how bankruptcy might impact your life, speak to one of our case Managers today. You might find the benefits of eliminating you debt far outweigh the restrictions placed on your lifestyle.
“Phoning Debt Rescue was the best thing we did, everyone is so helpful, guiding people through every stage. Debt Rescue cares for the people who seek their help as they put it to us ‘you will be able to live a decent standard of life again without the hounding of creditors’ and they were correct!”
About Debt Rescue
Debt Rescue has helped tens of thousands of Aussies overcome severe financial hardship since 2005. We are an Australian owned and operated company and pride ourselves on providing a caring and customer focused solution to debt relief.
Our Case Managers have decades of financial experience. We can tailor debt relief strategies for anyone struggling with debt and help them get back on track.
Why We Care
Not enough is being done to tackle the issue of personal debt at its core. It is one thing to provide a range of services to help people pay off their debt, it is another to ensure people are educated and armed with the skills required to live a debt-free life.
Debt Rescue has teamed up with the SunnyKids Charity to do just that! We help families tackle their debt issues head on so they can focus on providing a safe and nurturing environment for their children to grow.