Budgeting & Money Management

What is budgeting?

If you’re ready to move forward on the road to financial freedom, but you’ve been more accustomed to using a ‘spending account’ than a ‘savings account’ – it is time you talk to us about budgeting.

Budgeting is a crucial tool in keeping on top of your finances and avoiding embarrassing and stressful situations like missing bills or falling into debt.

Our friendly Case Managers can help you figure out exactly how much money you need on a weekly, monthly and annual basis which will help you tremendously with your money management and make it easier for you to avoid spending too much.

Budgeting made easy

The budgeting process starts when you talk to one of our Case Managers, who will get to know you and find out some specifics about your financial situation. From here, they will make recommendations about what you can do to improve your budget and other aspects of your finances.

Successful budgeting involves finding a reason to save and setting some achievable goals. Whether it’s paying off your home, your car or even aiming to retire early; having a clear plan in mind will help you stick to your goal.

There are a range of simple budgeting tips and ideas we can offer anybody who wants to get ahead, like:

  • Pay yourself first!
  • Use a budget planner
  • Allocate a weekly amount to a dedicated account to pay bills
  • Save away your spare cash to a dedicated account
  • Work out exactly what your daily, weekly and monthly costs are and then see where you can cut back to save money

We can help you create a custom-made budget to suit your personal situation. This is not a ‘one size fits all’ solution, but rather a specific plan tailored to you, that will help you reach your goals. If you are one of those people who have a hard time budgeting and sticking t the plan, you are definitely not alone! We can make things a lot easier for you, by helping you set a budget you can actually stick with for an extended period of time.

  • Save on Bills

For ongoing advice and tips on how and where you can save more money visit Save On Bills. The website has plenty of helpful tips on saving money and you can subscribe to a weekly newsletter which delivers personal budgeting advice straight to your inbox.

Talk to an Aussie Who Cares® for more information about budgeting.


Free Call: 1800 00 3328