Are your debts piling up? Don’t let them get out of control, we can help you consolidate your debts into one, easy-to-manage repayment. Debt Consolidation is a way of bringing all your debts together into one loan, leaving you with one set of interest and fees.
The single repayment is much easier to manage and through eliminating several interest repayments, you save money in the long run! There are a number of ways you can consolidate your debts and Debt Rescue can find the best consolidation for your situation.
Make your home loan work for you by consolidating your debt into one easy repayment. We can help you refinance your home loan to use the equity to pay off your unsecured debts. This way, you can take advantage of the all-time low interest rate and consolidate your debts into one loan. We can also negotiate with your unsecured creditors to reduce the amount of debt you owe to fit into an amount you are able to borrow. This could save you thousands of dollars in repayments.
Debt Rescue has an experienced team of debt negotiators who can help you eliminate your debt without affecting your credit file! We negotiate privately with your creditors to reach a legally binding informal arrangement to repay your debt. An informal Agreement could be a repayment plan over a number of years or a lump sum settlement of the debt. Because it is negotiated privately, the arrangement won’t be noted on your credit file.
Part IX Debt Agreements outline a new affordable payment arrangement between you and your creditors. Your Debt Rescue Case Manager will go through your budget to see how much you can afford to put towards your debt. We will work around this figure when we approach your creditors to begin negotiations and aim to make your debt repayments as affordable as possible. Often, you will only need to repay a fraction of each dollar you owe drastically reducing your debt repayments.
“Phoning Debt Rescue was the best thing we did, everyone is so helpful, guiding people through every stage. Debt Rescue cares for the people who seek their help as they put it to us ‘you will be able to live a decent standard of life again without the hounding of creditors’ and they were correct!”
About Debt Rescue
Debt Rescue has helped tens of thousands of Aussies overcome severe financial hardship since 2005. We are an Australian owned and operated company and pride ourselves on providing a caring and customer focused solution to debt relief.
Our Case Managers have decades of financial experience. We can tailor debt relief strategies for anyone struggling with debt and help them get back on track.
Why We Care
Not enough is being done to tackle the issue of personal debt at its core. It is one thing to provide a range of services to help people pay off their debt, it is another to ensure people are educated and armed with the skills required to live a debt-free life.
Debt Rescue has teamed up with the SunnyKids Charity to do just that! We help families tackle their debt issues head on so they can focus on providing a safe and nurturing environment for their children to grow.